For UK sole traders — drivers, trades, gig work

Your books sorted.
Your tax return filed by a real accountant.

Stop paying £12 a week just to see your pay. TaxMate organises your money, tells you exactly how much tax to put aside, and a verified accountant files your Self Assessment — all for about £279 a year.

  • 🇬🇧 Data held in the UK
  • 🔐 Two-step login, always
  • 🧾 Filed by a real accountant

£624

a year for a £12/week app that only shows your pay

£279

a year for TaxMate — tax return included

£345+

back in your pocket, every single year

How it works

1

Set up in 10 minutes

Answer a few plain-English questions, verify your ID, sign your accountant agreement digitally. No jargon, no paperwork.

2

Stay organised all year

Tag money as business or personal in seconds, snap receipts, log miles. Your live estimate always shows how much tax to put aside.

3

We file, you relax

At year end your accountant already has clean, organised books. They prepare your Self Assessment, you approve it, they file it.

Everything you need. Nothing you don't.

📊

Live tax estimate

Always know how much to put aside — updated every time you tag a payment or log a journey.

🧾

Tax return included

A qualified accountant prepares and files your Self Assessment. Not software guessing — a professional signing off.

🏦

Business account help

We walk you through opening a free business bank account — the single best move for painless tax.

📸

Receipt & mileage capture

Snap receipts into your encrypted vault. Log journeys at 45p a mile straight off your tax bill.

🗂️

Return-ready categories

Expenses sorted into the exact boxes on the tax return, in plain English. Your accountant gets clean data, you get a cheaper return.

Never miss a deadline

Making Tax Digital is coming for every sole trader. We keep you ahead of every HMRC date.

Security & privacy first

Built like a bank, because it holds what a bank holds.

Your income, your tax references, your documents — we treat them the way regulators expect financial data to be treated.

  • 🇬🇧 UK data residency

    Everything is stored in a UK (London) data centre — never shipped abroad.

  • 🔐 Two-step login for everyone

    Mandatory authenticator-app verification on every account. No exceptions, including staff.

  • 🧬 Double-encrypted tax references

    Your UTR and NI number are encrypted inside an already-encrypted database — even our own tools show only the last 4 digits.

  • 📜 Tamper-proof audit trail

    Every time anyone views or changes your data, it's permanently recorded — and nothing can erase that record.

  • 🛂 Your accountant sees only you

    Row-level database rules mean an accountant can only ever access clients assigned to them — enforced by the database itself.

  • ⚖️ Your GDPR rights, built in

    Download all your data or request deletion any time, from inside the app — not by begging support.

Read our full security page →

Honest answers

Who actually files my tax return?

A verified, professionally supervised accountant — a real person you're introduced to when you join. The app keeps your books organised so their work (and your price) stays small.

Is my data safe?

Your data is stored in the UK, encrypted at rest, with your tax references encrypted a second time so even our own database can't show them. Two-step login is mandatory for every account, and every access to your information is recorded in a tamper-proof audit log. See our Security page for the full picture.

What does it really cost per year?

£99 one-off setup + £15/month = about £279 for the year, tax return included. The apps many drivers use cost £624 a year and don't include any tax return at all.

I've never separated business and personal money. Is that a problem?

No — it's exactly who we built this for. You can tag each transaction as business or personal with one tap, and we'll help you open a free business account when you're ready.

What is Making Tax Digital and should I care?

HMRC is phasing out paper records: from April 2026, sole traders earning over £50,000 must keep digital records and update HMRC quarterly, with lower thresholds following. TaxMate keeps you compliant without you having to think about it.

January doesn't have to be scary.

Ten minutes of setup now. A tax return quietly handled later. And about £345 a year back in your pocket.

Get started